I love creative ways to save money. And I just discovered a pretty cool little idea from Bank of America. It's called...

Keep the Change

Each time you use your debit card, Bank of America rounds the transaction up to the nearest dollar. Then they transfer the difference to your savings account. The best part? For the first 3 months they'll match your savings 100%. Pretty cool.

I realize that the net savings amount isn't going to be huge. But every little bit helps. Here's an example of how this program could work.

Example based on 50 transactions per month and an average savings of $.45 per transaction (and it does not include the match):

50 X $.45 = $22.50
$22.50 X 12 months = $270

In this example you would save $270 per year. Well, you won't get rich. But the average person in this country has a serious problem saving money. So creative savings techniques are always encouraged.

Posted by: - Mark - 7:29 AM
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